|
Loan Rates - Credit Score |
A |
B |
C |
D |
E |
|
NEW VEHICLES |
|
|
|
|
|
|
3 Years |
3.9 |
4.9 |
6.9 |
9.9 |
13.9 |
|
4 Years |
4.9 |
5.9 |
7.9 |
10.9 |
14.9 |
|
5 Years |
5.9 |
6.9 |
8.9 |
11.9 |
15.9 |
|
6 Years |
6.9 |
7.9 |
9.9 |
12.9 |
16.9 |
|
USED VEHICLES |
|
|
|
|
|
|
3 Years |
4.9 |
5.9 |
7.9 |
10.9 |
14.9 |
|
4 Years |
5.9 |
6.9 |
8.9 |
11.9 |
15.9 |
|
5 Years |
6.9 |
7.9 |
9.9 |
12.9 |
16.9 |
|
6 Years |
7.9 |
8.9 |
10.9 |
13.9 |
17.9 |
|
|
|
|
|
|
|
|
UNSECURED |
10.4 |
11.4 |
13.4 |
16.4 |
20.4 |
|
|
|
|
|
|
|
|
HOME EQUITY LOC |
6.00% |
Variable |
(Rate adjusts January & July) |
|
SECOND MORTGAGE (FIXED) |
8.00% |
|
|
|
|
|
HOME IMPROVEMENT |
7.50% |
(Under 5 years) |
|
|
|
|
8.50% |
(5 to 10 years) |
|
|
|
CHECKING LOC |
14.35% |
|
|
|
|
|
SHARE SECURED |
3.05% |
|
|
|
|
|
CERTIFICATE SECURED |
2% over rate earned on CD |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Share Savings Rates |
APR |
|
APY |
|
|
|
REGULAR SHARES |
0.25% |
|
0.27% |
|
|
|
CHECKING (ADVANTAGE) |
0.15% |
|
0.16% |
|
|
|
IRA SHARES (Traditional, Roth and Coverdell Education) |
|
|
|
|
$2,500 |
0.75% |
|
0.76% |
|
|
|
$5,000 |
0.75% |
|
0.76% |
|
|
|
$10,000 |
0.75% |
|
0.76% |
|
|
|
over $10,000 |
1.00% |
|
1.01% |
|
|
|
MONEY MARKET |
|
|
1.51% |
|
|
|
$2,500 |
0.50% |
|
0.51% |
|
|
|
$10,000 |
0.75% |
|
0.76% |
|
|
|
$25,000 |
1.00% |
|
1.01% |
|
|
|
YOUTH SHARE SAVINGS |
0.50% |
|
0.51% |
|
|
|
Certificates of Deposit |
$2,000 |
minimum |
|
|
|
|
IRA 12 Month CD |
1.50% |
|
|
|
|
|
IRA 24 Month CD |
1.75% |
|
|
|
|
|
|
APR |
APY |
|
|
|
|
6 Month |
1.00% |
1.01% |
|
|
|
|
6 Month Youth CD (minimum $500) |
1.00% |
1.01% |
|
|
|
|
Minimum Deposit |
$2,000 |
Sr. Bonus |
|
$10,000 |
Sr. Bonus |
|
12 Month |
1.50% |
1.70% |
|
1.75% |
2.00% |
|
18 Month |
1.60% |
1.80% |
|
1.85% |
2.10% |
|
24 Month |
1.70% |
1.90% |
|
1.95% |
2.30% |
